Home Loans in Hialeah, Florida

Financing Homes in the City of Progress

Few places in America have Hialeah's homeownership tradition: multi-generational households, family gift funds, and neighbors who own the duplex next door. Jeniffer Guevara López grew her practice serving exactly these families. She knows the guidelines that fit Hialeah files — gift-fund documentation, multiple income earners on one application, self-employed income from a family business — and she explains everything en español o inglés, whichever your family prefers.

The Programs Hialeah Buyers Use Most

• FHA loans: the number-one choice in Hialeah. 3.5% down, credit from about 580, and the whole down payment can be a gift from family.
• First-time buyer programs: down payment assistance can stack with FHA or conventional financing when funding is available.
• Conventional loans: for buyers with stronger credit, and the standard path for the area's popular duplexes and small multi-family properties.
• Refinancing: longtime Hialeah owners have watched values rise for a decade — cash-out refis fund renovations, pay off high-interest debt, or help the next generation with their own down payment.

Duplexes and Multi-Family: Hialeah's Wealth Builder

East Hialeah and the streets around Amelia Earhart Park are full of duplexes, triplexes, and homes with legal efficiencies. Buy one, live in one unit, rent the other — and FHA financing allows it with 3.5% down while counting a portion of the projected rent toward your qualifying income. It's one of the most reliable wealth-building moves in South Florida, and Jeniffer structures these purchases regularly.

Serving All of Hialeah and Its Neighbors

From East Hialeah to West 84th Street, Hialeah Gardens, Miami Lakes, Opa-locka, and Miami Springs — plus Doral just south and the rest of Miami-Dade. Your pre-approval works anywhere in Florida.

Hablamos Su Idioma

Every disclosure, every number, every step — explained clearly, without rushing, in the language you think in. That's the JLMLO difference. Start with the free quote form above, or call or text (786) 479-3674 today. Si prefiere, visite la página en español.